Health insurance to every one | Health Tips

Health insurance to every one

Before starting my article I will like to say a few words about health.

?Every human being is the author of his own health or disease.?
?He, who has health, has hope. And he, who has hope, has everything.?
?It is health that is real wealth and not pieces of gold and silver.?

What is Health insurance?

Health insurance is the type of insurance which pays for medical expenses incurred by a person.? It may be provided by private insurance companies or through a social insurance program sponsored by government. A Health insurance can be purchased by individual consumers or on a group basis. For example a company can organize a group health insurance policy to cover its employees. The individual persons or groups pay premiums to protect themselves from unexpected medical expenses. Most health insurance policies extend the cover to include disability (partial or permanent) and long-term nursing requirements.

Before the mid 20th century people used to pay all their expenses on health care out of their own pockets. Hospital and medical expenses schemes were initially introduced by individual hospitals during 1920s. Today, most comprehensive health insurance policies are designed to cover?? routine, preventive, and emergency health care expenses, and sometimes cost of drugs and laboratory investigations prescribed by medical consultants.
A health insurance policy is designed by an insurance company for a particular period of time according to the requirements of the purchaser of the policy. The policy is renewable annually or monthly. A health insurance policy is a contract between the insurance company and an individual or his sponsor such as the employer or a provident or other fund etc. The type of expenses and amount of health care costs which will be covered by the insurance company and exclusions to the policy are specified in the policy document. A premium has to be paid by the policy holder or his sponsor to the insurance company monthly, quarterly, half yearly or annually to obtain the health coverage and keep it in force.

The health care system in United States relies heavily on private health insurance not-for-profit health insurance. It is the primary source of coverage for most Americans. According to the United States Census Bureau, approximately 85% of Americans have health insurance, nearly 60% obtain it through an employer, while about 9% purchase it directly. Various government agencies provide coverage to about 28% of Americans.

Public programs provide the primary source of coverage for most seniors citizens and for low-income children and families who meet certain eligibility requirements.

Private health insurance may be purchased on a group basis or purchased by individual consumers. Health insurance sponsored by employers is paid for by businesses on behalf of their employees as part of an employee benefit package. Most private health coverage in the US is employment based.

For more information about health and fitness, body fitness guide, health tips, baby care tips, parenting tips, health exercises, workouts, men?s health, women?s health and teen health, please visit www.pkdoctor.com

?

Article from articlesbase.com

Related posts:

1. The Purpose Of Health Insurance Companies
2. Personal & Private Health Insurance In Canada
3. When Buying Individual Health Insurance
4. Golden Rule Health Insurance
5. Health Insurance Directory ? Free Health Insurance Quotes
6. Tips on Buying Individual Health Insurance
7. Health Insurance Help Online
8. Health Information through Health Insurance

Source: http://www.healthtipss.com/health-insurance-to-every-one

may day georges st. pierre green card lottery a beautiful mind amanda knox